A recent survey from a national insurance provider found that 59 percent of adults ages 23 to 29 do not have renter’s insurance. And last time we checked, 100 percent of renters are susceptible to damages from summer storms. How so? Glad you asked.
1. Don’t get caught in the dark. Did you know that during the summer months most power surges don’t originate from lightning? More often it’s from the power being restored by the electric company after repairs have been made from storm damage.
Gotham says: Protect your electronics by using a surge protector. Of course, another way to protect yourself is to get apartment insurance.
2. Room with a view. Fierce summer storm winds can harm the exterior of a building or break a window, and then hurl debris through that damaged wall or window. In fact, water damage to the interior of a co-op or condo is the most common claim of all.
Gotham says: In less than 15 minutes you can prepare yourself against a potential summer nightmare by calling Gotham today.
When it comes to apartment insurance, a steady and experienced hand knows the right questions to ask. Here are a couple situations when it can make all the difference — especially when you need apartment insurance in a New York minute.
1) It’s renovation time. You’ve hired a contractor to work on your co-op, and you’ve gotten the green light from the board. Now you need proof of co-op insurance — but you let it lapse.
Gotham says: With 50 years of experience in New York City, Gotham can quickly determine what kind of policy will cover you, based on the type of renovation you’re doing.
2) At the closing table. You’re closing on the purchase of a co-op or condo, but you forgot about apartment insurance — or thought the building’s insurance was all the coverage you’d need.
Gotham says: Condos and co-ops require apartment insurance. The policy that comes with the co-op usually only covers the building and common areas. You’ll need your own apartment insurance to cover losses such as theft, smoke damage, etc.
Clear your calendar – The Beer & Taco Get Down is going down this weekend! A large variety of global tacos in one place! Sip unlimited craft beer tastings with a focus on Central and South America while you purchase tacos from Queens’ best global taquerias.
Eat and drink your way through the best of the borough with authentic Oaxacan Tacos, fresh fish tacos from The Fried Kitchen, and Ice Cream Tacos from 10Below (to name a few) while enjoying live music, games, and good times.
How many tacos can you take down as the suds keep flowing?
Special Discount Offer for readers of Greenpointers! Tickets normally start at just $41.00 per session for unlimited tastings, but readers who enter discount code “GREENPOINTERS” on the ticket selection page will save 20% on admission! But act now – offer expires Thursday, June 8 at 11:59pm. Buy Now
Beer & Taco Get Down
5-25 46th Avenue, Long Island City, 11101 Now just an easy six-minute ferry ride away from Manhattan’s West 34th Street via NYC Ferry! Saturday + Sunday, June 10-11, 12:00- 5:30pm
This Saturday (June 3rd), you can tour the beautiful rooftop at Kingsland Wildflowers (520 Kingsland Ave), learn about the future of Newtown Creek at a community visioning workshop, and take a look back to its industrial roots with local historian Mitch Waxman. These events are all free and open to the public.
Schedule of Events:
1-4pm Community Visioning with Riverkeeper and NCA, RSVP
5-7pm Lecture and Kingsland Wildflowers Green Roof Tour with Mitch Waxman, NCA Historian, RSVP
Join Riverkeeper and the Newtown Creek Alliance in creating a cohesive community vision for Newtown Creek. With a Superfund cleanup and long-term plan to control sewage overflows on the horizon, now is an opportune time to engage stakeholders in imagining and designing a future Newtown Creek that provides greater opportunities for restoration, remediation, recreation, and resilience. RSVP
So you’re upgrading and moving out of your rental. The next step? Buying a condo or co-op.
Here are some things you need to know now that you’ve taken the next step in apartment living:
1. Insurance policies for co-ops and condos include three basic types of coverage.
Gotham says: “Contents” covers the bulk of your personal property-clothing, furniture, electronics-from fire, theft, smoke, explosion, and water damage from bursting pipes and overflows.
“Walls and floors” insures those surfaces, and also the built-in fixtures in the kitchen and bathroom, and the value of any renovation work you’ve done or purchased from the prior owner.
“Personal liability” covers you for bodily injury and property damage resulting from your (alleged) negligence—damage caused to neighbors or their property, and overflows from your toilet, tub, or sink into the apartment below. Or, if you overload a socket and a fire destroys several apartments that sends dozens of people to live in hotels for months–apartment insurance has got you covered.
2. Now that you’re serious about apartment living, you’ve invested in better furniture and have accumulated some assets.
Gotham says: If you’ve invested in a more expensive way of living, it’s smart to protect it. And you’re always one broken washing machine hose away from ruining your downstairs neighbor’s photography collection. Most apartment insurance policies come with $100,000 worth of liability coverage, but the difference between $100,000 and $1 million worth of coverage is only about $70 a year.
Dearly beloved, somehow it’s been a whole year since Prince peaced out, leaving us to grapple with a world less funky. And what a year it’s been. (Coincidence? Nah.)
Last April, we sent him off with one of our favorite parties yet. This year, let’s channel him back down for a night (‘cause you know he’s reigning supreme on some higher plateau) to celebrate him and his music in style.
Join The Skint on April 22 to get down to all things Prince spun by DJ Steve Reynolds (of Party Like It’s 1999 and Housequake). Expect a deep, deep trove of goodness: Hits. B-sides. Ladies he produced. Dudes he mentored. Stuff he wrote for other people. And video! We’ll have a visual smorgasbord of live clips, music videos, rare performances and movie moments from Music Video Time Machine all night long — the nastiest moves, the tightest pants… a thousand vignettes that defined his inimitable, legendary self.
Tickets are just $7 in advance ($10 at the door) to bathe in sensory purple overload and emerge fully purified. You know you need it.
(P.S.: Wear paisley, or purple, or just look damn good. It’s Prince, after all.)
What: NYC Audubon presents “My Yard Is For The Birds: The Things Birds Look For In Urban and Suburban Yards, and Why They Need To Be There” When: Saturday, April 22, 1pm–3pm Where: 520 Kingsland Avenue (Kingsland Wildflowers Roof & Community Space)
This Saturday at the Kingsland Wildflowers Roof and Community Space, NYC Audubon is presenting a talk from Joyann Cirigliano, president and Atlantic Flyway projects coordinator at Four Harbors Audubon Society. Learn about the importance of backyard gardens for birds, and the ways in which using native plants in landscape design will attract these feathered friends. The lecture will be followed by a tour of the Kingsland Wildflowers roof. Refreshments will be provided. This event is FREE and open to the public.
Our favorite Greenpoint gourmet food shop Eastern District is teaming up with our favorite neighborhood gastropub, Greenpoint Beer & Ale (7 N 15th St.), for a mouthwatering meat and beer tasting next Sunday afternoon (4/23) from 2-5pm. It’s their first ever official meat and beer pairing event. For $40 you’ll get to sink your teeth into five different types of cured meat paired with five signature Greenpoint Beers. Mmmm, salty goodness. Mmmm, beer. Get your tickets now!
The holiday season no doubt does a lot of damage to our health and wellness; not only are our waistlines protesting against our pants, but our self-esteem manages to find an all-new low, and it becomes easy to beat ourselves up about our unhealthy lifestyles (while eating a piece of pie and sipping on a milkshake. We’ve all been there). But guess what? The holiday season is officially over! Spring is here, and with it comes a fresh opportunity to retake control of our health and fitness goals. So, here are just a couple of simple tips on how to do just that.
Find yourself a workout partner! It can be hard to self-motivate! That’s why it’s so important to have someone that holds you accountable! Not to mention, keeping someone else in line with their goals is a great way to stay aligned with your own. Think about a couple of people that you might rely on for this. Who in your life shares your goals towards health and wellness? When you’ve come up with a short list, invite them to the gym or to a healthy cookout. You’d be surprised how many of us just need a little push to jump-start us on that path back to health.
Overcome your fear of the gym. Gym-timidation is a real thing, we all know this. You walk into these big gyms with all their big machines and big muscles, and sometimes you just want to run to the nearest ice cream parlor for some TLC. But your fitness and wellness goals can’t run on mantras and intention alone — you must learn to overcome your fears of the gym in order to start seeing real progress. Of course, you can easily streamline the process: find a local boutique gym near you! Avoid the crowds, avoid the egos, avoid the smells.
Seek out a program that meets your needs.
Take responsibility. Throughout this process, using a program to keep you on task and focused on your goals is an excellent way to ensure that all of your hard work is realized! Do some research on fitness and diet programs in your area and see if any of them speak to your needs. If so, jump on board! Investing in yourself can never be a waste, particularly when your long-term health is at risk.
Get into meal prep.
Mentally investing in meal preparation is a great way to make sure that you’re regulating your intake, getting all of your essentialmacronutrients in each meal, and extending the reach of your dollar. Do some research to figure out your ideal macronutrient distribution, and get started prepping! If you feel that this is an area in which you can’t trust yourself to follow through for whatever reason, be sure to prioritize a food plan in the program you seek out–an improved diet is the most important key to slimming down, getting lean, and building strength.
Stay in touch with your goals.
Whether it’s daily meditation, an e-mail notification, a call from a friend, or a scolding from a trainer, find the method that refocuses you best. Daily interruptions, cravings and everyday exhaustion are the enemies of long-term progress — so utilizing the resources around you to maintain focus is an excellent way to keep your health and wellness goals at the forefront.
Need to make sure that these 5 tips become a part of your routine?
Try a one-of-a-kind holistic fitness program. The B.E.S.T. Plan, developed at [email protected] Fitness and Wellness studio (31 Nassau Ave.), is made specifically for those of us reading this article; we need the motivation, we need the support and we need the tools to keep us aligned with our goals. The Group B.E.S.T. Plandoes that—plus so much more.
Need a workout partner? When you sign up for the Group B.E.S.T., all of the members become each others’ support team—ready to encourage, bring perspective and commiserate at a moment’s notice. Not to mention the 24/7 support you’ll get from our coaches and trainers!
Need to overcome your fear of the gym? At [email protected], we reject the idea of a conventional gym and create a safe, zen-like space to encourage mindfulness and growth.
Looking for a program that suits your needs? Even though the Group B.E.S.T. is meant to facilitate the group as a whole, our trainers and coaches are also focused on the individual’s needs. When you tell us your goals, we create the entire program around your needs! Or if you’re not into the group aspect, try it one-on-one.
Need healthier eating habits? The B.E.S.T. Plan comes with a free personalized 8-week food plan, specifically tailored to your dietary needs and goals. To keep you in line with your goals, we also provide weekly dietary analysis and weekly nutritional coaching.
Need to stay in touch with your goals? One of the major takeaways from the B.E.S.T. Plan is the accountability, independence and self-reliance you gain from learning the tools to reestablish control of your health and wellness.
What else do you get with the Group B.E.S.T. Plan?
Unlimited Dietary Analysis
Custom Body Assessments
Unlimited Cardio and Yoga Classes
Commitment and Action
Weekly Personal Training
Life and Nutritional Coaching
Detoxifying Infrared Sauna sessions
Only you have the power to take charge of your fitness and well-being.
But to help you along, mention this post for an extra $100 off your B.E.S.T. Plan!
Brooklyn Wine Fest is your all access pass to hundreds of new wines from around the world. Travel the world of wine at the Brooklyn Expo Center. Guests will enjoy unlimited wine samples for the entire evening paired with live entertainment, food and interactive games.