You ever hear someone brag about how easy it was for them to read through all the fine print in their apartment insurance policy?
Yeah, neither have we. That’s why an insurance broker can help — especially if you own a condo or co-op. Here are three things about these policies that might surprise you.
1. If your child is away for college, did you know that their belongings may be covered under your policy?
Gotham says: It’s true. Usually on-campus housing is covered by your co-op insurance — although off-campus is often not.
2. You’ll need a special policy to insure items such as jewelry, fur, and silverware. Extensive artwork collections might warrant a special policy, too.
Gotham says: An agent will typically ask about jewelry or fur, but often things like baseball card, comic book, and stamp collections may not come up in conversation — nor do guns, $15,000 bicycles, and first editions.
If there’s anything I’ve learned consulting business owners in the last 15 years, it’s that they like free and easy ways to increase sales. In the world of digital marketing, there’s no shortage of ways to increase sales (Email marketing, social, AdWords, affiliate marketing, SEO, content), but how many of them are free and easy? Well, that’s what I’m going to show you in this article.
Make sure your website is mobile. Since 2014, more people use their mobile devices than desktops to search and shop. If your website isn’t mobile, Google may not place you on the first page. If you’re not sure if your website is mobile friendly, use this free tool from Google.
Claim your business on Google Maps. Most business owners I talk to don’t even know that they can control their listing on Google Maps. More people use Google Maps than any other mapping service. You can even control which pictures show up, hours of operation, and you can respond to reviews. Here’s a graphic that shows all the benefits.
Claim your business on Apple Maps. Similar to Google, Apple has their own mapping service. Although not as popular, it’s still another way for your business to be discovered.
Post to social media. Don’t feel like you have to commit to posting a dozen times a day. Just have an active social media account and posting once a week is enough for most small businesses to increase their online presence.
Appear on the first page of Google. The first organic position on the first page of Google receives 33% of the clicks on average. That’s a lot of traffic if you rank for “coffee shop brooklyn”, for example. There are simple things you can do to your website to make sure that your business shows up on the first page. Not sure what’s holding your site back? Use this SEO audit tool and get a list of all the issues that you need to fix.
Sponsored by Tell Me Your Goal, a marketing agency based in Greenpoint led by Steven Matt. He is the former Vice President of Digital Marketing for JPMorgan Chase & Co. In the evenings, he teaches Digital Marketing at General Assembly and at NYC Business Solutions. He has a BA in Communications Design from Pratt Institute and a Master’s Degree in Management & Technology from NYU. He’s a certified Digital Marketing Instructor for General Assembly and NYC Business Solutions.
♦ SummerScreen: I Know What You Did Last Summer @ McCarren Park, 6pm, FREE, Let’s toast … to us, to our last summer of immature, adolescent decadence. Gates open at 6pm, Sammus performs at 7:30pm, and the film starts at sundown, More info * Trivia Night @Archestratus (160 Huron St), 8pm, FREE, Categories various, beer innumerable, arancine aplenty. There will be three rounds + a lightning round, but only one epic trophy, RSVP * Goldeneye Tournament @ Sunnyvale (1031 Grand St), 11:30pm, FREE, 4 Fresh Controllers, 8 characters, But only one Oddjob. Martinis at Happy Hour prices and $3 beers, More info
# Long Island Breweries Night @ Barcade (388 Union Ave), 4pm, FREE, Bevy of breweries for a night celebrating all things Long Island, More info
# Lust, Brains, and Taste @ MOFAD (62 Bayard St), 6:30pm, $30, Titillating evening exploring how taste, smell, and all of our other senses drive attraction and desire, Buy tix * The Mx. Nobody Pageant @ Brooklyn Bazaar (150 Greenpoint Ave), 8pm, FREE, The Nobodies are back with the second year of their signature un-pageant. Competitors throw down the Newness, Outlook, Passion, and Eeugh it takes to make us scream NOPE, More info Continue reading →
On August 5, Brokelyn is packing its best swim trunks, shades and an unquenchable thirst for summer vibes to Coney Art Walls (3050 Stillwell Ave) for a day of drinking, games and more summer fun than you can stuff into your Speedo.
From noon to 3 pm, ticketed attendees will enjoy three hours of unlimited drink sampling from Coney Island Brewery, Belvedere vodka, Veuve-Clicquot champagne, Bayou rum and new alcohol-infused coconut water, Kaiso.
There will be games provided by NYC Social, beautiful custom murals by Brooklyn artist Jaima for guests to color in courtesy Artists & Fleas and giveaways.
At 4pm, gates open to the public for a free dance party, games, contests and more.
A recent survey from a national insurance provider found that 59 percent of adults ages 23 to 29 do not have renter’s insurance. And last time we checked, 100 percent of renters are susceptible to damages from summer storms. How so? Glad you asked.
1. Don’t get caught in the dark. Did you know that during the summer months most power surges don’t originate from lightning? More often it’s from the power being restored by the electric company after repairs have been made from storm damage.
Gotham says: Protect your electronics by using a surge protector. Of course, another way to protect yourself is to get apartment insurance.
2. Room with a view. Fierce summer storm winds can harm the exterior of a building or break a window, and then hurl debris through that damaged wall or window. In fact, water damage to the interior of a co-op or condo is the most common claim of all.
Gotham says: In less than 15 minutes you can prepare yourself against a potential summer nightmare by calling Gotham today.
When it comes to apartment insurance, a steady and experienced hand knows the right questions to ask. Here are a couple situations when it can make all the difference — especially when you need apartment insurance in a New York minute.
1) It’s renovation time. You’ve hired a contractor to work on your co-op, and you’ve gotten the green light from the board. Now you need proof of co-op insurance — but you let it lapse.
Gotham says: With 50 years of experience in New York City, Gotham can quickly determine what kind of policy will cover you, based on the type of renovation you’re doing.
2) At the closing table. You’re closing on the purchase of a co-op or condo, but you forgot about apartment insurance — or thought the building’s insurance was all the coverage you’d need.
Gotham says: Condos and co-ops require apartment insurance. The policy that comes with the co-op usually only covers the building and common areas. You’ll need your own apartment insurance to cover losses such as theft, smoke damage, etc.
Clear your calendar – The Beer & Taco Get Down is going down this weekend! A large variety of global tacos in one place! Sip unlimited craft beer tastings with a focus on Central and South America while you purchase tacos from Queens’ best global taquerias.
Eat and drink your way through the best of the borough with authentic Oaxacan Tacos, fresh fish tacos from The Fried Kitchen, and Ice Cream Tacos from 10Below (to name a few) while enjoying live music, games, and good times.
How many tacos can you take down as the suds keep flowing?
Special Discount Offer for readers of Greenpointers! Tickets normally start at just $41.00 per session for unlimited tastings, but readers who enter discount code “GREENPOINTERS” on the ticket selection page will save 20% on admission! But act now – offer expires Thursday, June 8 at 11:59pm. Buy Now
Beer & Taco Get Down
5-25 46th Avenue, Long Island City, 11101 Now just an easy six-minute ferry ride away from Manhattan’s West 34th Street via NYC Ferry! Saturday + Sunday, June 10-11, 12:00- 5:30pm
This Saturday (June 3rd), you can tour the beautiful rooftop at Kingsland Wildflowers (520 Kingsland Ave), learn about the future of Newtown Creek at a community visioning workshop, and take a look back to its industrial roots with local historian Mitch Waxman. These events are all free and open to the public.
Schedule of Events:
1-4pm Community Visioning with Riverkeeper and NCA, RSVP
5-7pm Lecture and Kingsland Wildflowers Green Roof Tour with Mitch Waxman, NCA Historian, RSVP
Join Riverkeeper and the Newtown Creek Alliance in creating a cohesive community vision for Newtown Creek. With a Superfund cleanup and long-term plan to control sewage overflows on the horizon, now is an opportune time to engage stakeholders in imagining and designing a future Newtown Creek that provides greater opportunities for restoration, remediation, recreation, and resilience. RSVP
So you’re upgrading and moving out of your rental. The next step? Buying a condo or co-op.
Here are some things you need to know now that you’ve taken the next step in apartment living:
1. Insurance policies for co-ops and condos include three basic types of coverage.
Gotham says: “Contents” covers the bulk of your personal property-clothing, furniture, electronics-from fire, theft, smoke, explosion, and water damage from bursting pipes and overflows.
“Walls and floors” insures those surfaces, and also the built-in fixtures in the kitchen and bathroom, and the value of any renovation work you’ve done or purchased from the prior owner.
“Personal liability” covers you for bodily injury and property damage resulting from your (alleged) negligence—damage caused to neighbors or their property, and overflows from your toilet, tub, or sink into the apartment below. Or, if you overload a socket and a fire destroys several apartments that sends dozens of people to live in hotels for months–apartment insurance has got you covered.
2. Now that you’re serious about apartment living, you’ve invested in better furniture and have accumulated some assets.
Gotham says: If you’ve invested in a more expensive way of living, it’s smart to protect it. And you’re always one broken washing machine hose away from ruining your downstairs neighbor’s photography collection. Most apartment insurance policies come with $100,000 worth of liability coverage, but the difference between $100,000 and $1 million worth of coverage is only about $70 a year.
Dearly beloved, somehow it’s been a whole year since Prince peaced out, leaving us to grapple with a world less funky. And what a year it’s been. (Coincidence? Nah.)
Last April, we sent him off with one of our favorite parties yet. This year, let’s channel him back down for a night (‘cause you know he’s reigning supreme on some higher plateau) to celebrate him and his music in style.
Join The Skint on April 22 to get down to all things Prince spun by DJ Steve Reynolds (of Party Like It’s 1999 and Housequake). Expect a deep, deep trove of goodness: Hits. B-sides. Ladies he produced. Dudes he mentored. Stuff he wrote for other people. And video! We’ll have a visual smorgasbord of live clips, music videos, rare performances and movie moments from Music Video Time Machine all night long — the nastiest moves, the tightest pants… a thousand vignettes that defined his inimitable, legendary self.
Tickets are just $7 in advance ($10 at the door) to bathe in sensory purple overload and emerge fully purified. You know you need it.
(P.S.: Wear paisley, or purple, or just look damn good. It’s Prince, after all.)