A recent survey from a national insurance provider found that 59 percent of adults ages 23 to 29 do not have renter’s insurance. And last time we checked, 100 percent of renters are susceptible to damages from summer storms. How so? Glad you asked.
1. Don’t get caught in the dark. Did you know that during the summer months most power surges don’t originate from lightning? More often it’s from the power being restored by the electric company after repairs have been made from storm damage.
Gotham says: Protect your electronics by using a surge protector. Of course, another way to protect yourself is to get apartment insurance.
2. Room with a view. Fierce summer storm winds can harm the exterior of a building or break a window, and then hurl debris through that damaged wall or window. In fact, water damage to the interior of a co-op or condo is the most common claim of all.
Gotham says: In less than 15 minutes you can prepare yourself against a potential summer nightmare by calling Gotham today.
1. Your favorite red dress goes up in smoke at a late-night beach party bonfire. Gotham Brokerage says: Clothing going up in flames, especially in cooler weather, can be particularly, err, chilling. The good news is that apartment insurance has you covered — with replacement cost coverage. It helps to have some documentation if the value of your wardrobe is high — and a credit card receipt, invoice, or digital photo. Continue reading →
It’s finally happened. It’s time to leave the nest.
You are ready to be a grownup, with a genuine grownup apartment. You are striking out on your own and taking over the world! You’re not going to need help from anyone!
(Wait, I didn’t invite all of these people to this party. How do I put out a grease fire without waking up my roommate? I don’t think that graduation present from grandma is a strong enough table to support a keg!) Continue reading →
You’re responsible. You set up your homeowners or renters insurance years ago, so you’re all set, right? Not so fast. Every once in a while, it’s good to revisit your policy to see if it needs updating.
Some questions to ask yourself:
— Have you made any recent big purchases? A new television, computer, or jewelry? A musical instrument? Have you exceeded the overall limit of what’s covered in your policy?
— If you recently acquired jewelry, does your policy cover that category?
— Do you do a lot of online shopping? If so, does your policy cover theft or damage to incoming packages?
— Do you have a bike? Does your policy cover theft outside the apartment?
— Is your name on the policy? If not, are you still covered?
These questions aren’t meant to give you something new to worry about. The answers are only a phone call away. Gotham Brokerage Co., Inc. is a New York-based, family-owned company, and they know NYC apartment owner and renter needs better than anybody else. This means they can quickly make sure that you have the right plan and coverage for your needs.
One of the best things you can do to make sure you’re covered is to go from room to room making a digital inventory of your stuff by taking pictures with your phone. Store the pictures on the cloud, so if something happens, it will be easier to make a claim.
Everything about moving to a new place seems to take too long. Searching for an affordable rental, getting approved for a mortgage or by a co-op board, waiting for the cable guy. And then you have to deal with getting apartment insurance? Fortunately, that’s the one part of your move that you can get out of the way in as little as 20 minutes. That’s the amount of time it typically takes Gotham Brokerage to line up apartment insurance for their clients.
Gotham Brokerage is a New York-based, family-owned company, and they know NYC apartment owner and renter needs better than anybody else. This means they can quickly determine the right kind of plan and coverage. If you’ve been putting off getting your apartment insured because you thought you didn’t have the time, now you know: it will take less time than it took to get your couch up the stairs, and probably cost less than the tip for the movers.
Sponsored post courtesy of BlankSlate for Gotham Brokerage.
For over 21 years Greenpoint has been home to one unique insurance agency, Wojciech Perkowski Inc. As a full property and casualty agency, we are the solution for all your insurance needs. We strive to provide the highest level of customer service and our experienced staff is always here to assist you. We represent various providers which give us the ability to provide competitive quotes for your auto, apartment, home, life or business insurance. As time goes by and your insurance needs change, we are here to help you with choose different types and levels of coverage.
Call us at 718-389-6699 for a free quote or stop by our office at 76 Nassau Ave (between Lorimer St and Manhattan Ave) in Greenpoint and receive $10 free gift card with the purchase of a policy. We cannot wait to meet you!